East Mountain Insurors

 

 

 

Health Insurance, Snellville, GA

Finding individual health insurance for your family can be confusing. Our team will help guide you through the process to help you make the right choice for your family.

Get no-obligation health insurance quotes to compare plans.

Learn about short term insurance, temporary medical coverage to bridge gaps.

Lost your job or become self employed? Learn about COBRA health insurance.

Own a business - Understand health insurance options for the self-employed.

Sick? Facing pre-existing conditions? Learn about high-risk insurance pools.

Get all your questions answered about the health care changes and health care insurance and it pertains to you.

 

Myths To Consider:

1. It's cheapest to buy health insurance through an employer's group plan.

If your employer offers a group health plan, you're likely experiencing annual increases in premiums, reductions in what's paid for by your employer, increases in your out-of-pocket expenses and the possibility that you're paying for lots of benefits you don't want or need.

2. Health insurance is expensive because health insurance companies are driven by profit.

Brenda Weigel, a spokeswoman for the National Association of Health Underwriters, says this is a common misconception. "The fact that health insurance is expensive is because health care is expensive. Or there's the common misconception that Medicare administrative costs are lower than private plans, when in fact there is quite a bit of cost-shifting," says Weigel.

When patients use a government insurance program (such as Medicare), providers of health care shift more costs to people who have insurance. The result is higher premiums for people who purchase their insurance on the individual market and workers who receive insurance through their employers.

3. If you're young and healthy you don't need to pay for health insurance.

Then what happens when you break your leg in a snowboarding accident or blow out your knee while playing soccer? If you find that your tonsils need to be removed, the cost of a tonsillectomy can start at $5,000, with an additional $1,500 per day for an overnight hospital stay.

4. The highest numbers of uninsured people are under age 25.

The fastest-growing group of uninsured Americans is age 50 to 64. The difference between the younger and older people is accessibility to health insurance. While younger people who are not covered by an employer's health plan may find it easy to acquire affordable individual coverage on their own because of age and health status, older people do not have the same advantage.

According to recent estimates from the Kaiser Commission on Medicaid and the Uninsured, middle-aged and older adults under age 65 (and not yet eligible for Medicare) are fast becoming the largest group of Americans without health insurance.


 

 

Personal Protection Bulletin

Employee Matters Bulletin

Life and Health Insurance Bulletin

Business Protection Bulletin


This Agency is a certified IMMS member and consistently meets or exceeds the highest level of customer satisfaction.