Arroyo Insurance Services




Arroyo Insurance Services, Los Angeles, CA

Arroyo provides Insurance Services with Integrity.

Arroyo Insurance Services was created in 1986 by a group of independent agents with decades of combined experience in the insurance industry. We continue to share the common goal of developing a hands-on business where we can personally understand and respond to the needs of our clients. We feel it is important to guarantee each client superior service.

From the beginning, Arroyo Insurance Services had enjoyed steady growth, and today we are recognized as one of the leading client-oriented and independently owned agencies in California. Arroyo Insurance Services is dedicated to providing you with the best risk management services available at the most competitive premiums.

Arroyo Insurance Services provides the right protection to fit your precise needs.
We believe that a knowledgeable team of qualified professionals, together with exceptional customer service and access  to the best insurance carriers, is the only way of achieving  the highest levels of protection you  deserve. We have a commitment to excellence, and pledge that you will receive  prompt, courteous, and knowledgeable service.

We have locations in California - Arcadia, Pasadena, Los Angeles, Inland Empire, Sherman Oaks, Irvine, Glendale, Torrance. We maintain licences in 47 states and service clients nationally.


  • Professional All personnel within the agency are licensed and current with industry trends and prevailing laws.
  • Innovative We actively explore various ways to reduce your business risks, as well as expenses.
  • Thorough Each client’s business or personal situation is thoroughly reviewed in order to address every potential risk and insurance cost.
  • Attentive We are good listeners.  We hear your requests and respond in a prompt and helpful manner.
  • Communicative It is vital in our business to maintain ongoing communication with you to better understand and adapt to your specific, changing needs.
  • Reliable We strive to earn your confidence and trust so that you know that your best interests are always being represented


    • We have over a 95% client retention rate.
    • We maintain licenses in over 47 states which allows us to protect clients nationwide.

Top 10 Reasons Clients Choose Arroyo

1. Commitment to our Clients
We make every effort to know and understand your unique insurance needs. Only then can we best utilize our expertise and help you with your various insurance options. We promote a relationship where we are seen as a valuable, contributing member of your business team or personal goals.

2. Risk Management
We believe that low-cost insurance is produced through low losses. Safety consciousness and loss control translates to fewer claims and lower premiums.

3. Superior Pricing
Due to our relationships with carriers and underwriters, we can negotiate superior pricing.

4. Dedicated Service
Arroyo Insurance is privately owned and managed, which allows our firm to bring personal attention to our clientele. Our goal is to provide world class protection combined with service that will exceed your expectations.

5. We Provide Options
Since we represent a variety of insurance companies, we know what options are available in the market. There is nothing more valuable than a consultative agent who considers your interests when shopping for coverage.

6. We know where to find savings
You may have a special need or may be eligible for unique discounts that only certain carriers offer. Good savings can be found - including discounts and credits on auto insurance for driving a hybrid vehicle, having multiple cars on a policy, being a good student, or possessing anti-theft systems - and agents can help you take advantage of these discounts.

7. We find the best coverage for your unique situation
The ultimate purpose of insurance is to protect you, your family, your business and, ultimately, your assets should the worst happen. It's not always about finding the lowest premium; it's about having the coverage you need. By having an established relationship with an agent, you will be in the best position to select the protection and price to meet your own situation.

8. We’re here to answer questions
Let's face it: Insurance can be a complex subject. Many consumers have questions about insurance - from the very basic to the complicated - that they are hesitant to ask. We have the expertise to answer your questions and can take the time to make sure you understand all aspects of your policy.

9. We provide multiple policies to save you money

Auto insurance is the most common form of insurance protection, but home, umbrella, flood, and other business and personal insurance products become increasingly important as an individual’s or company’s circumstances become more complex. What's more, you can save by combining two or more insurance policies with one company, and you'll have one main contact person for all your insurance needs.

10. We’re Nearby
With locations throughout Southern California, one of our agents is located nearby to serve you. We look forward to meeting you and becoming a partner in protecting your business, family or home.




Personal Protection Bulletin

Business Protection Bulletin

arroyo Insurance Inc

This Agency is a certified IMMS member and consistently meets or exceeds the highest level of customer satisfaction.